Trump wouldn't just let Obamacare die, he'd kill it himself.

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Trump wouldn't just let Obamacare die, he'd kill it himself.

The government must continue to fund Cost Sharing Reduction payments to insurers.
If CSR payments stop,7 million people would either lose or drop coverage.
It's not every day that hospitals and insurers agree, but there is one thing we, who are not Republicans, agree on -- the government must continue to help lower the cost of health care that millions of lower-income Americans receive.

The Cost Sharing Reduction (CSR) payments, which have been paid on a monthly basis to insurers for the past three years, are an integral part of the Affordable Care Act (ACA - Obamacare). The CSR program is caught in an unresolved legal quagmire.

These payments have made it possible for patients who earn up to 250% of the federal poverty level, or roughly $60,000 dollars for a family of four, to see a doctor, receive treatment, get their needed medicine and, in some cases, get the surgery needed to restore their health -- at a price they can afford. This helps reduce the number of hospitalizations, readmissions and unnecessary visits to the emergency room.

Nearly 7 million people, or almost 60% of those in the ACA (Obamacare) marketplace, receive help that reduces their deductibles, copayments and out-of-pocket costs as a result of the CSR program. This amounts to at least $7 billion per year in help.

However, a lawsuit by Republicans in the House of Representatives that began during the Obama administration challenged the constitutionality of the method by which the payments were made. This case is unresolved, in legal limbo (17 States' Attorneys are fighting it) and is threatening to end the payments.

If the Trump administration decides to stop making the payments, health insurance companies will be stuck with the bill; they still have the responsibility of reducing the payments on behalf of their customers but absorb the cost. If this happens, most experts believe, the insurers will either drop out of the program or raise premiums sharply to account for this new cost.
Regardless, the outcome would likely be 7 million either losing or dropping coverage .

Hospitals will certainly be negatively impacted if the subsidies are eliminated. If millions of Americans lose or drop their coverage, we will see a jump in bad debt and EMERGENCY ROOM VISITS paid for by the Tax Payer -- that is care for which we receive no insurance compensation.
Everyone else will face higher premiums, higher deductibles and higher out-of-pocket costs to help cover those who no longer have coverage.